Your cash flow, forecast 13 weeks ahead
Connect your bank and Xero. See exactly when cash runs low — and make the right moves before it happens.
Still forecasting cash in a spreadsheet?
Most SMB finance teams rely on fragile Excel models. One broken formula, one late invoice update, one missed row — and the forecast is wrong when you need it most.
Manual data entry
Hours copying bank and Xero data into spreadsheets every week.
Static snapshots
Forecasts are out of date the moment a customer pays late.
No visibility
Founders only see a cash crunch after it has already started.
Error prone
Broken formulas and version chaos make it hard to trust the numbers.
From live data to forward visibility
Three steps to replace the spreadsheet with a forecast that updates itself.
Connect
Link your business bank accounts and Xero ledger in minutes. Futura ingests transactions automatically.
Forecast
Get a live 13-week cash flow forecast built from actual balances, expected invoices, and recurring outgoings.
Act
Receive alerts before you run low, with clear recommendations on timing, collections, and spend.
Everything finance teams need
A focused toolset designed around one job: knowing where cash is headed.
Real-time cash position
See today's actual cash across all connected accounts, updated automatically.
13-week forecast
Weekly projected balances so you can plan payroll, VAT, supplier payments, and growth.
Scenario modelling
Model what happens if a major customer pays late, revenue dips, or costs spike.
Sector-aware
Built for the rhythms of retail, hospitality, and consumer goods businesses.
Bank + Xero integration
One source of truth that combines bank feeds with your accounting ledger.
Alerts before you run low
Proactive warnings with enough time to chase debtors, delay spend, or draw down credit.
Built for businesses that outgrew Excel
Most tools report what happened. Futura tells you what is coming — so finance teams can act with confidence.
- Xero-native architecture, not a generic add-on.
- Built for SMB finance teams, not enterprise treasury.
- Sees the future, not just the past.
- Clear, calm interface that earns trust from day one.
See your cash flow clearly
Join finance teams replacing fragile spreadsheets with a live 13-week forecast.